At DeArmond & Associates, we hope to provide answers and a strategy for dealing with your financial problems or bankruptcy issues. Our attorneys want everyone who leaves our office to feel empowered. We want them to know that things are not hopeless and there is a way to a better life without the stress, fear and anxiety they are presently experiencing. We will counsel you on your options regarding Chapter 7 Bankruptcy, Chapter 13 Bankruptcy or debt settlement management.

In order to provide answers regarding bankruptcy or debt management, we are going to need some basic information. To help us collect that information we have a short form that is completed at the time of the appointment.

It is a very short and simple form. We just ask for contact information and we try to get a concise picture of your financial condition. This information helps our attorneys understand your unique financial situation regarding bankruptcy or debt settlement. 

In order to understand fully what is going on, we need to know how much income you receive on a monthly basis and what your basic living expenses are.

One thing that is important to note here, when we are talking about your basic living expenses, we are not including any payments that you may currently be making toward credit cards, personal loans or any other type of unsecured debt. We want to determine what you need to get by and then we look to see if realistically there is something left to repay or settle your debts. The goal of bankruptcy or debt settlement is to provide you with a fresh start so you can rebuild your financial future.

By the end of the appointment, you will have an understanding of what options you have and you will have a recommendation, a plan to resolve your debt and improve your credit. Then it’s up to you!

If you choose to utilize the services of De Armond and Associates our attorneys will be dedicated to getting you the best outcome possible. If your choice is bankruptcy then we will work with you every step of the way. If your choice is debt management our attorneys will negotiate with your creditors on your behalf. We are located in York, Pennsylvania and are here to help you.